My first thought is "only $100"??? TAKE MY MONEY!!!! The keyless fobs on the new bikes are something like $350 and you only get one with the bike when new. That and one plastic key with a chip for emergencies like before.
Sorry though, I've got not usable advice other than to keep calling locksmiths.
Hello Irj975. This might not help as I am in the UK, but I recently bought a set of panniers which came with only the little plastic key which BMW used to supply. I found a guy on EBay who cuts BMW keys from a photograph. So I sent him a picture of the plastic key and paid £10, and hey presto, a key came in the post. Rob.
upon further review, there's the 'handy baby' key programmer, but by the time to acquire it, set it up, learn it, acquire a chipped key, get that cut, mess around some more.. way past the break even point for 1 key.. so to the dealer it is $100 and done